This website (the 'Site') is published and maintained by Summit Wealthbuilders Inc. and the website administrator can be contacted at summitbscc@gmail.com. Please note that when you access, browse or use this Site you accept, without qualification or limitation, the terms and conditions below. The following terminology applies to these Website Terms and Conditions, Privacy Policy and Disclaimer Notice and any or all Agreements:
‍
- "Client", “You” and “Your” refers to you, the person accessing this Site and accepting the Company’s terms and conditions.
- "The Company", “Ourselves”, “We” and "Us", refers to our Company, Summit Wealthbuilders Inc.
- “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.
‍
All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing laws of the United States of America.
‍
Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Your right to use the Site and its contents:
This Site is for your personal use only. You may not distribute, exchange, modify, sell or transmit anything you copy from this Site, including but not limited to any text, images, audio and video, for any business, commercial or public purposes. As long as you comply with the terms of these Website Terms and Conditions, Summit Wealthbuilder grants you a non-exclusive, non-transferable limited right to enter and use this Site. You agree not to interrupt or attempt to interrupt the operation of this Site in any way.

Ownership:
‍All materials on this Site, including but not limited to images, software and text (the 'Content'), are protected by copyright under United States copyright law, international conventions, and other copyright laws. You cannot use the Content, except as specified herein. You agree to follow all instructions on this Site limiting the way you may use the Content. Any unauthorised use of the Content may violate copyright laws, the laws of privacy and publicity, and civil and criminal statutes. If you download any Content from this Site, you may not remove any copyright notices or other notices that go with it.

Indemnification:
You agree to indemnify, defend and hold Summit Wealtbuilders Inc. and all of its directors, employees, associates, information providers (collectively, "Indemnified Parties") harmless from and against all liability and costs incurred by the Indemnified Parties in connection with any claims arising out of any breach by you of these Website Terms and Conditions of Use or the foregoing representations, warranties and covenants. You will cooperate as fully as reasonably required in the Company’s defence of any claim. Summit Wealthbuilders reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of the Company.

Log Files:
We use IP addresses to analyse trends, administer this Site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Links to this Site:
You may not create a link to any page of this Site without our prior written consent. If you do create a link to a page of this Site you do so at your own risk and the exclusions and limitations set out above will apply to your use of this Site by linking to it.

Links from this Site:
We do not monitor or review the content of other party’s websites which are linked to from this Site. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our Site and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this Site or accessed through this Site yourself, before disclosing any personal information to them. The Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Communication:
We have several different e-mail addresses for different queries. These e-mail addresses and other contact information can be found on our Contact link on this Site or via Company literature or via the Company’s stated telephone or mobile telephone numbers. This company is registered in California, United States.

Force Majeure:
Neither party shall be liable to the other for any failure to perform any obligation under any Agreement which is due to an event beyond the control of such party including but not limited to any Act of God, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man-made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavours to comply with the terms and conditions of any Agreement contained herein.

Waiver:
Failure of either Party to insist upon strict performance of any provision of this or any Agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any Agreement. No waiver of any of the provisions of this or any Agreement shall be effective unless it is expressly stated to be such and signed by both Parties.

Disclaimer Notice
‍
Exclusions and Limitations:
The information on this Site is provided on an "as is" basis. To the fullest extent permitted by law, the Company:
‍
- excludes all representations and warranties relating to this Site and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this Site and/or the Company’s literature; and
- excludes all liability for damages arising out of or in connection with your use of this Site.
‍
This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised the Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

The Company does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

Privacy policy:
These Website Terms and Conditions supplement (and are in addition to) the terms of our Privacy Policy. Please note that when you agree to these Website Terms and Conditions you shall be deemed also to have read, understood and agreed to our Privacy Policy in its entirety. 

Consent:

When you provide us with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, we imply that you consent to our collecting it and using it for that specific reason only. If we ask for your personal information for a secondary reason (i.e. newsletter subscription and marketing messages), we will ask you directly for your expressed consent and provide you with an opportunity to withdraw your consent. You may withdraw your consent at any time by clicking on an “unsubscribe” link which is offered at the bottom of every email we send. You may also withdraw your consent anytime, by contacting us at summitbscc@gmail.com

 conduct:
You must not use this Site in any way that causes or is likely to cause this Site or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and contents sent from your computer to us. You must use this Site for lawful purposes only. You must not use this Site for any of the following:  

- For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity.  
- To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing racist, abusive, threatening, defamatory, invasive of privacy, in breach of confidence, infringes any intellectual property rights, or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, trojan horses, worms, time bombs, keystroke loggers, spyware, adware or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, political campaigning, commercial solicitation, chain letters, mass mailings or any spam.  
- To cause annoyance, inconvenience or needless anxiety.  
- To impersonate any third party or otherwise mislead as to the origin of your content.  
- To reproduce, duplicate, copy or resell any part of this Site in contravention with these Website Terms and Conditions.

General Provisions:
The laws of United Sates govern these Website Terms and Conditions. By accessing this Site you consent to these Website Terms and Conditions and to the exclusive jurisdiction of the United States courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these Website Terms and Conditions and the remaining terms will continue to apply. Failure of Summit Wealthbuilders Inc. to enforce any of the provisions set out in these Website Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Website Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision. These Website Terms and Conditions shall not be amended, modified, varied or supplemented except in writing and signed by duly authorised representatives of Summit Wealthbuilders Inc.

Changes to Website Terms and Conditions:
Summit Wealthbuilders Inc. reserves the right to change these Website Terms and Conditions from time to time as it sees fit and your continued use of the Site will signify your acceptance of any adjustment to these terms. You are therefore advised to re-read this statement on a regular basis.

These Website Terms and Conditions form part of the Agreement between the site visitor and ourselves. Your accessing of this Site and/or undertaking of a booking or Agreement indicates your understanding, agreement to and acceptance, of the Disclaimer Notice and the full Website Terms and Conditions contained herein. Your statutory Consumer Rights are unaffected.
‍
(These Website Terms and Conditions have been updated in November 28, 2023)